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5500 Preparer's Manual for 2012 Plan Years

5500 Preparer's Manual for 2012 Plan Years
The premier resource in the field of Form 5500 preparation, 5500 Preparer's Manual will help you handle the required annual Form 5500 filings for both pension benefits and welfare benefit plans.

CCH® BENEFITS — 03/22/10

Health Reform Legislation Will “Kill” Health Savings Account Plans

from Spencer’s Benefits Reports: Health reform legislation threatens to derail the adoption of health savings accounts (HSAs) and high-deductible health plans (HDHPs), and ultimately kill HSAs, according to a brief published by the National Center for Policy Analysis (NCPA).

The Senate bill includes provisions that restrict “HSA options in insidious ways that will delay, deny, defeat, and ultimately kill them,” according to the NCPA brief Congress Declares War on HSAs by Ron Bachman, an NCPA fellow. Mr. Bachman is president and CEO of Healthcare Visions, Inc, a consumer-driven health care and mental health parity consultant.

“By empowering individuals, emphasizing personal responsibility, and encouraging more effective use of health care services, consumer-driven health plans have been shown to lower overall health costs more than managed care plans, such as preferred provider organizations (PPOs),” Mr. Bachman wrote. He listed what he believed would be the ultimate effects on HSA plans of the Senate health reform bill:

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For more information on this and related topics, consult the CCH Pension Plan Guide, CCH Employee Benefits Management, and Spencer's Benefits Reports.

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