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5500 Preparer's Manual for 2012 Plan Years

5500 Preparer's Manual for 2012 Plan Years
The premier resource in the field of Form 5500 preparation, 5500 Preparer's Manual will help you handle the required annual Form 5500 filings for both pension benefits and welfare benefit plans.

CCH® BENEFITS — 02/16/12

Nearly 60 Percent Of Low Income Adults Uninsured For At Least Part Of Year In 2011

from Spencer’s Benefits Reports: Fifty-seven percent of adults ages 19 to 64 in families earning less than 133 percent of the federal poverty level (FPL; $29,726 for a family of four) were uninsured for at least part of the year in 2011, according to recent research from The Commonwealth Fund. The February 2012 report, The Income Divide in Health Care: How the Affordable Care Act Will Help Restore Fairness to the U.S. Health System, also noted that 41 percent of these low income Americans were uninsured for one or more years.

Among adults in households with moderate incomes—those earning between 133 percent and 249 percent of FPL ($55,875 for a family of four)—more than one-third (36 percent) lacked health insurance during 2011 and nearly one-quarter (23 percent) had been uninsured for one or more years, the study noted. In contrast, only 12 percent of adults earning 400 percent of FPL or more ($89,400 for a family of four) were uninsured during the year, with 4 percent uninsured for one year or more.

The Commonwealth Fund also found the following:

The survey contains responses from 2,134 individuals ages 19 to 64. For more information, visit

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