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The Spencer’s Consumer-Driven Health Report is a summary of the week's news items posted in the WHAT'S NEW pages of Spencer’s Consumer-Driven Health Report Online. For questions regarding this email service, contact Customer Service at (800)449-9525.
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Supplemental FAQs About The 2009 Schedule C
Q1: What is the purpose of this FAQ guidance?
The Department of Labor is publishing these FAQs to supplement FAQs published in July 2008, and to provide further guidance in response to additional questions from plans and service providers on the requirements for reporting service provider fees and other compensation on the Schedule C of the 2009 Form 5500 Annual Return/Report of Employee Benefit Plan. Inquiries regarding these supplemental FAQs may be directed to EBSA’s Office of Regulations and Interpretations at 202.693.8523…
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On October 29, Rep. John Dingell (Mich.) introduced H.R. 3962, the Affordable Health Care for America Act, an amalgam of proposals already approved by three House Committees (see News, August 10, 2009, House Energy And Commerce Committee Approves H.R. 3200, Affordable Health Choices Act; and News, July 27, 2009, Two House Committees Approve Health Reform; CBO Doubts Cost-Control Potential)…
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Employers and unions that sponsor a health care plan with prescription drug benefits have until November 15 to provide the annual notice of Medicare Part D prescription drug benefit creditable coverage to all their Medicare-eligible participants. The annual notice must disclose to Medicare-eligible plan participants whether or not the group health plan’s prescription drug benefits are at least as good as the benefits offered under the Medicare Part D plan (see Report 324.4.-9)…
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On October 26, Senate Majority Leader Harry Reid (Nev.) announced that he was sending to the Congressional Budget Office (CBO) a health reform bill that blends elements of two Senate committee proposals and that includes a public plan option to compete with private insurance plans…
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On October 23, the Department of Labor’s Employee Benefit Security Administration (EBSA) released additional guidance regarding the Form 5500 Schedule C (see Text, EBSA, Supplemental FAQs About The 2009 Schedule C). The expanded requirements apply for plan years beginning on or after Jan. 1, 2009. The new guidance is provided in the form of 25 frequently-asked-questions on the new Schedule C requirements…
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Employees of small businesses are 50% more likely to lose coverage as workers at large businesses, according to a recent report released jointly by the Department of Health and Human Services (HHS) and the Small Business Administration (SBA). In addition, the report, Insurance at Risk: Small Business Employees Risk Losing Coverage, found that half of workers in small firms that do not offer health benefits remain uninsured…
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The 2009 State of Health Care Quality Report from the National Committee for Quality Assurance (NCQA) reveals that after 10 years of quality improvement, “the quality of care in America appears to have reached a plateau.” The report noted that “With a few key exceptions, quality measures in the three major sectors of our system—commercial insurance, Medicare, and Medicaid—were flat.”…
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In 2006, Massachusetts enacted health reform that has increased its insured citizens to 97.3% of state residents (see Report 504.-5). While some say that this health reform has been too costly, a recent article in the New England Journal of Medicine (NEJM) indicates that the experience in Massachusetts can help inform the national debate over health reform…
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As provided by the Senate Finance Committee’s America’s Healthy Future Act (see News, Oct. 26, 2009, Finance Committee Releases Health Reform Language), the excise tax on “Cadillac” high-cost group health plans would affect about one-third of group health plans in 2019, according to an estimate by the House’s Joint Committee on Taxation (JCT). The study was prepared at the request of Rep. Joe Courtney (Conn.)…
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Employer-sponsored health insurance continued to erode for the eighth consecutive year, according to research from the Economic Policy Institute (EPI). The briefing paper, Employer-Sponsored Health Insurance Erosion Continues: Unabated Declines in Coverage Since 2000 are Expected to Worsen Through 2009, found that the percentage of Americans with employer-sponsored coverage declined from 62.9% in 2007 to 61.9% in 2008, and that there has been a total decrease of 6.4 percentage points since 2000…
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