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The Spencer’s Consumer-Driven Health Report is a summary of the week's news items posted in the WHAT'S NEW pages of Spencer’s Consumer-Driven Health Report Online. For questions regarding this email service, contact Customer Service at (800)449-9525.
The U.S. Master Pension Guide reflects the latest regulations, rulings and cases for qualified retirement plans, surveying the different type of plans from which an employer may choose, and describing the procedures for obtaining plan qualification.
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[Federal Register: October 7, 2009 (Volume 74, Number 193)]…
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On October 2, after it finished consideration of more than 130 amendments to committee chairman Sen. Max Baucus’s (Mont.) original America’s Healthy Future Act (see News, Sept. 28, 2009, Baucus Adds 36 Pages Of Changes To His Health Care Reform Proposal), the Senate Finance Committee released the amended version of the Act…
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The Congressional Budget Office (CBO), and the Joint Committee on Taxation (JCT), in an October 7 preliminary estimate of the cost of the the Senate Finance Committee’s America’s Healthy Future Act (see News, Oct. 12, 2009, Finance Committee Releases Amended Health Reform Plan, CBO Projects Deficit Reduction), projects the bill would result in a net reduction in the federal budget deficits of $81 billion over the 2010-19 period. The report also estimates that federal budget deficits in the ensuing decade would be reduced “in a broad range between one-quarter percent and one-half percent of GDP [gross domestic product].”…
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Three federal agencies have jointly issued interim final regulations under the Genetic Information Nondiscrimination Act (GINA). In the regulations, the Internal Revenue Service, the Department of Labor’s Employee Benefits Security Administration (EBSA), and the Centers for Medicare and Medicaid Services CMS) provide guidance on implementing GINA in the individual insurance market and the group market. The regulations appeared in the October 7 Federal Register (see Text: IRS, EBSA, CMS, Interim Final Rules, Genetic Information Nondiscrimination Act)…
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Health care costs increased 6.0% in 2009, consistent with 2008, according to recent research from Hewitt Associates. The Hewitt Value Initiative, a cost analysis data base including 325 employers, also projects a 6.0% increase for employers through the end of 2010. This translates into an average total health care premium per employee of $8,607 in 2009, which will increase to $9,120 in 2010…
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In 2010, nearly all beneficiaries will have access to a Medicare Advantage plan, most of which offer prescription drug coverage, the Centers for Medicare and Medicaid Services (CMS) asserted in a press release. Only 1.5% of all Medicare beneficiaries (and approximately 7% of beneficiaries enrolled in Medicare Advantage plans) will need to choose a new health care plan or traditional Medicare in 2010 because their current plan, mostly private fee-for-service plans, announced earlier this year it would not renew in 2010…
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Federal Employee Health Benefits Program (FEHBP) enrollees face an average cost increase of 8.8% for 2010, or a biweekly employee paycheck increase of $5.98 for individual coverage and $12.87 for family coverage, the Office of Personnel Management (OPM) has announced. The FEHBP covers nearly 8 million people, including more than 4 million current and former employees. Members of Congress also may enroll in an FEHBP plan. Cost increases in the previous two years averaged 7.9% for 2009, and 2.9% for 2008…
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The American public appears to be evenly divided on whether or not health care interest groups should have a role in Congress’ discussion on health care reform and on how much attention Congress should pay to the these groups’ input. However, the public is clear on one thing: that its own voice, or that of the “average” person, is not being heard, nor represented, in this discussion. These were the primary findings of a recent study, Survey on the Role of Health Care Interest Groups, from National Public Radio (NPR), the Kaiser Family Foundation, and the Harvard School of Public Health…
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For the last few years, states have been leading the way toward more comprehensive health care coverage to ensure that more people have or can obtain health insurance. Because of the potential impact of this ongoing activity on employer-provided health insurance benefits, Spencer’s Benefits Reports provides regular updates about state health care reform (see News, Sept. 14, 2009, State Health Reform Update)…
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